Carpenter said the investigation started when an Allstate Insurance investigator contacted her about a claim that she believed was a staged accident. Carpenter then ran the names through an insurance database which linked the claim to 19 other similar claims. The same vehicles, with the same damages reported, were found to have been used for multiple claims.
However, the investigation revealed that the primary method of theft was from the altered hospital bills submitted by the suspects. According to Carpenter, many of the same medical bills were used in multiple claims with the names and dates of services altered. In some cases, she said the totals on the statements had also been changed so the payouts would be higher.
"Unfortunately, many individuals view insurance companies as their personal piggy banks and they engage in fraudulent behavior without any concern for the economic harm they cause all consumers," said Frank Scafidi, public affairs director for the NICB. "NICB commends District Attorney Morse and the participating law enforcement agencies for their diligence and extensive investigative efforts in this case."
Joanna Tucker is being held on $500,000 bail. Johnathan Huerta is being held on $100,000 bail.
Also taken into custody were Rhonda Valencia 45, Diana Tucker 26, and Freddy Barajas 29 all of Livingston; Jessica Valencia 27, Alejandro Cervantes 31, Patricia Diaz 31 and Angelina Galvan 35 all of Atwater; Britney Groves 29, Charlece Scott 27, and Monique Eguiluz 28 all of Merced.
Others for whom arrest warrants have been issued were Maria Hernandez, 59, Celina Garza-Hernandez, 27 and Sarai Bernal, 27 all of Merced; Rico Tucker, 28, Carlos Tucker, 26, Heena Birly, 25, and Jessica Barajas, 30 all of San Jose and Jairo Barajas, 29 of Livingston.
Three defendants were already in custody outside Merced County on unrelated charges.