Unnecessary Flood Insurance?

Visalia, CA The houses are part of the 86-hundred properties required to have flood insurance starting Tuesday.

If homeowners signed up by Monday they got a discounted rate ... but for those who didn't ... they could be forced to pay close to a couple thousand dollars because they're in a new FEMA-designated flood zone.

Residents on Beverly Drive can't remember the last time their street flooded. Most are confused by FEMA's new flood zone map of Visalia that's requiring some 86-hundred people to purchase costly flood insurance.

Monday was the deadline to purchase the insurance. The new flood zones take effect on Tuesday. The red zones show homes which are no longer considered in a flood zone ... light blue are those remaining in the flood zone ... and the dark blue areas represent the new flood zone.

Homeowners who purchased the flood insurance before the deadline had to pay about $350 for one year of coverage. FEMA says next year ... the price will climb to about $1400 a year.

Visalia resident Phillip Cronin is working with the city to fight FEMA's flood plan.

For those who didn't meet Monday's deadline ... they'll likely be required to pay $1400 for flood insurance coverage for next year.

The city is working with Congressman Devin Nunes to discount the insurance cost through at least 2011.

The city has already eliminated about 300 homes that were originally on the new flood zone maps.

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