Debunking credit-card myths

September 1, 2011 12:00:00 AM PDT
As you pull them out of your mailbox, credit-card offers can seem so enticing-zero percent introductory interest rates, attractive cash-back options, and no annual fees. It may seem like the ideal time to get a new credit card. But Consumer Reports says be aware that your credit score can be hurt temporarily when you apply for new cards.