The crash happened at Academy and Adams Avenues, just outside of Parlier, shortly after midnight.
Investigators say Figueroa Zarco was driving his Honda and veered into oncoming traffic, slamming head-on into a Toyota.
He died at the scene.
The man driving the Toyota was life-flighted to a nearby hospital in critical condition. His female passenger also suffered serious injuries and was taken to the hospital in an ambulance.
Investigators are working to determine why Figueroa Zarco lost control of his car.