College students popular targets for ID thieves

Wednesday, September 17, 2014
College students popular targets for identity thieves
College students get a lot of reminders on how to keep their personal belongings safe, but a different kind of theft could be far more costly.

FRESNO, Calif. (KFSN) -- College students get a lot of reminders on how to keep their personal belongings safe, but a different kind of theft could be far more costly. Among identity theft victims, people between the ages of 20 and 29 are the most victimized age bracket.

Students pass around a lot of personal information in the first days of the school year, everywhere from the registrar's office to the bank. For identity thieves, those young people are a popular target.

"They haven't established a credit history yet, so they kind of have a clean slate in the credit world, and they're not likely to check their credit history or have their credit history checked until they graduate from college," said Michael Kaiser, Executive Director of the National Cyber Security Alliance.

It's not just keeping an eye on a wallet anymore. A smartphone, tablet, or laptop can give a thief access to valuable information.

Mary Power from the Better Business Bureau advises keeping certain pieces of data especially secure.

"College students are very open and very trusting, and they want to trust everybody. And we want them to, to a certain point, but we want them to be careful with those three items: the bank account number, the credit card number, and the Social Security card number," she said.

In addition to their own precautions, Kaiser advises getting a sense of the university's privacy policies and whether they could leave an opening for a breach.

"Any new college students, I say, 'Hey, ask what are you doing with my information? How do you store information? Are you going to take that file and lock it in a cabinet when I leave here?' I mean those are the basic things that keep information safe," said Kaiser.

Credit card offers are slightly less prevalent on campuses due to changes in federal law, but if filling out applications, students should be mindful to keep their information secure.

One more tip: don't use public Wi-Fi on your college campus for personal business. Doing anything remotely sensitive over public Wi-Fi makes your data easy pickings for thieves. So never shop, check your bank balance or log in to your credit accounts while on a public connection.