SPONSORED CONTENT

Resource Lenders

TIP #1 Be Financially Prepared

Is it better to buy or to rent a home? In the long run, if you have the right information, the answer is to buy -- for the pride of ownership, equity, and tax advantages. But don't be pressured to buy. Home ownership does come with responsibilities and the important thing is to be prepared financially. Get wise counsel from experienced professionals.

Tip #1 Be Financially Prepared

TIP #2 Consult with a mortgage professional

With the recent changes in FAT mortgages, it's making home ownership easier. How does the average person understand whether to buy or to refinance? Do the smart thing and consult with a mortgage professional -- a local person who understands our Valley and one that can answer your questions in a practical and easy way.

Tip #2 Consult with a mortgage professional

TIP #3 Self-employed borrowers - Minimum 2 years self-employed

One of the requirements for self-employed borrowers is they must be self-employed for at least two years. You will need to provide two years of personal tax returns -- including all schedules, and possibly business tax returns -- along with a current business financial statement.

Tip #3 Self-employed borrowers - Minimum 2 years self-employed

TIP #4 Now is a great time to refinance

Home values are up, and appreciation has increased. Refinancing may allow you to re-direct cash or consolidate debt, loan terms could be shortened, or you could reduce your interest rate. Another option is to lower your overall payment.

Refinancing may allow you to re-direct cash or consolidate debt, loan terms could be shortened, or you could reduce your interest rate.

TIP #5 VA Home Loan

Whether you're in active duty, a veteran, or a surviving spouse, a VA loan may get you into your first or next home, or refinance your current home. 100 percent financing may be available and gift funds are allowed, plus there are lower closing costs.

Whether you're in active duty, a veteran, or a surviving spouse, a VA loan may get you into your first or next home, or refinance your current home.

Brought to you by Resource Lenders

www.resourcelenders.com

(559) 225-0500

Get to know Resource Lenders better

Since 1990, Resource Lenders has served California's financing needs. Locally owned and operated, we hold a strong belief in the value of the services we perform and the individuals within our organization who perform those services. We offer mortgage refinancing and home purchase financing assistance throughout the State of California, with offices in Fresno and Visalia.

At Resource Lenders, we know our community and the political, economic and social factors that shape it. With our local knowledge and broad base of experience, we provide the information you need to make an informed decision. We bring our clients the knowledge and experience of a major lender while keeping close the values, enthusiasm, and heart that only a local lender has.

We're committed to being local leaders in our industry and local communities. By doing so we can take an active role in shaping the future of both. To do this, Resource Lenders also maintains a reputation for integrity and honesty in all of our dealings, holding each employee to the same high standard. It's this same attitude that drives our commitment to the humanitarian needs of the communities we serve with our time, energy, and financial resources.

Streamlining the Process from Anywhere in California

The following video explains how borrowers from around the State of California can use Resource Lenders' secure home loan portal to apply, track their loans, and upload documents all online.

Five Locations

Fresno Main Office

7330 N. Palm Ave Suite 106,

Fresno CA 93711

(559) 225-0500

Visalia Office

3714 West Mineral King Avenue

Visalia, CA 93291

(559) 734-0500

Fresno Alluvial Office

545 E Alluvial Ave #111

Fresno 93720

(559) 431-0500

Fresno Champlain Office

1170 E Champlain Drive, #107

Fresno, CA 93720

(559) 433-0500

Fresno Shaw Office

1415 W. Shaw Avenue

Fresno, CA 93711

(559) 248-0425