A VERY HAPPY BIRTHDAY: Every baby born in the US today is getting offered $500

Expectant mothers, if you think today could be the day, you might want to start eating some spicy food.

In celebration of National Save for Retirement Week, one financial planning company is offering every American baby born on Oct. 20, 2014 a $500 mutual fund.

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Know someone who might have a baby today? Find out more on Voya's website.

Today's newborns aren't the only ones who stand to benefit from National Save for Retirement Week. The week is organized to raise awareness about the importance of saving money for retirement at all ages.

A recent survey released by the Federal Reserve Board found that nearly half of Americans are not planning how they will pay for retirement (with 25% of those ages 55-64 saying they don't know how they will make ends meet after retirement).

Here are some free resources to help you celebrate the week:

• A calculator of how much you can save by making a few small changes by the International City Management Association Retirement Corporation
• AARP's comprehensive retirement calculator to help you decide how much you need to save
• The Department of Labor's "10 Ways to Prepare for Retirement"
• Investopedia's comprehensive list of frequently asked questions about retirement