Rein In Your Spending

December 25, 2008 12:00:00 AM PST
By now, the gifts have been exchanged and reality is starting to set in. If you're trying to recover from your holiday spending, experts will tell you to keep cutting back.Talk to people these days and they're talking about cutting back on the money they spend. Consumer reports said to reign in your spending, one of the first steps is tracking what you're spending.

You can keep it simple using a pad and pen. Or go online.

One helpful site, It allows you to create your own budget, personalized with your own spending categories.

Once you know where your money is going, you can create a spending strategy that makes sense. Cutting back here and there, even a little, can add up to real savings.

If you've been dreaming of retirement and wonder if you have the money to do it, consumer reports has prepared a list of questions to help you decide. For more information click link below for more...

Retirement Readiness Quiz


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